There are three times in the year for a professional review:
In 8 states, including California, a Medicare Supplement plan change can be made shortly after your birthday without the need for medical underwriting. Since, for example, Supplement Plan G benefits are identical across all G Supplement plans, the main reason to review your coverage is to find other Plan G coverage that has a lower premium. If we find premium savings for you, there is a guideline for making that change to a different insurance carrier: your new coverage must be equal to or reduce the coverage you currently have. For example, if you have G plan coverage with carrier “X”, you can move to a G plan with carrier “Y”. Similarly, you can move from G coverage to any other carrier’s plan that has more limited benefits. When you do a Birthday month change to a new Supplement plan the new coverage will be effective the first of the month following your enrollment. (A drug plan that goes with Supplement coverage can be reviewed and changed between October 15 and December 7.)
Daniel E. Griset, CLU, the founding principal of Griset Medicare Solutions, is a licensed independent health insurance agent who provides guidance to Medicare prospects and beneficiaries about Medicare Supplement, Medicare Advantage and Prescription Drug Plan coverages.
Griset Medicare Solutions and Daniel Griset are not connected with nor endorsed by the federal Medicare program.
Required Medicare Disclosure : We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Daniel E. Griset, CLU, the founding principal of Griset Medicare Solutions, is a licensed independent health insurance agent who provides guidance to Medicare prospects and beneficiaries about Medicare Supplement, Medicare Advantage and Prescription Drug Plan coverages.
Griset Medicare Solutions and Daniel Griset are not connected with nor endorsed by the federal Medicare program.
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 52 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
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